Archive for the ‘Health & Wellness’ Category

2012 National Health Observances At-A-Glance

Friday, December 2nd, 2011

Information provided to you by: Benefit Logic

 JANUARY

- Cervical Health Awareness Month

- National Birth Defects Prevention Month

- National Glaucoma Awareness Month

- National Radon Action Month

- Thyroid Awareness Month

- National Folic Acid Awareness Week (8-14)

FEBRUARY

- AMD/Low Vision Awareness Month

- Heart Month

- International Prenatal Infection Prevention Month

- National Children’s Dental Health Month

- Give Kids a Smile Day (3)

- National Wear Red Day (3)

- Congenital Heart Defect Awareness Week (7-14)

- National Donor Day (14)

MARCH

- National Endometriosis Awareness Month

- National Nutrition Month

- Save Your Vision Month

- Trisomy Awareness Month

- Workplace Eye Wellness Month

- National Sleep Awareness Week

- National School Breakfast Week (5-9)

- World Kidney Day (8)

- Brain Awareness Week (12-18)

- National Poison Prevention Week (18-24)

- World Tuberculosis Day (24)

- National Tsunami Awareness Week (25-31)

- American Diabetes Alert Day (27)

APRIL

- Alcohol Awareness Month

- Irritable Bowel Syndrome Awareness Month

- National Autism Awareness Month

- National Distracted Driving Month

- National Donate Life Month

- National Facial Protection Month

- National Minority Health Month

- National Sarcoidosis Awareness Month

- Sexual Assault Awareness and Prevention Month

- Sports Eye Safety Awareness Month

- STI Awareness Month

- Women’s Eye Health and Safety Month

- National Public Health Week (2-8)

- National Alcohol Screening Day (5)

- World Health Day (7)

- National Infant Immunization Week (21-28)

- National Infertility Awareness Week (22-28)

- World Meningitis Day (24)

MAY

- Arthritis Awareness Month

- Better Hearing and Speech Month

- Employee Health and Fitness Month

- Healthy Vision Month

- Hepatitis Awareness Month

- Lupus Awareness Month

- Melanoma/Skin Cancer Detection and Prevention Month

- Mental Health Month

- National Celiac Disease Awareness Month

- National High Blood Pressure Education Month

- National Osteoporosis Awareness and Prevention Month

- Ultraviolet Awareness Month

- Children’s Mental Health Awareness Week (1-7)

- North American Occupational Safety and Health Week (6-12)

- National Stuttering Awareness Week (7-13)

- Air Quality Awareness Week (7-11)

- Food Allergy Awareness Week (13-19)

- National Alcohol- and Other Drug-Related Birth Defects Week (13-19)

- National Women’s Health Week (13-19)

- National Women’s Check-Up Day (14)

- HIV Vaccine Awareness Day

- Heat Safety Awareness Day (25)

- National Hurricane Preparedness Week (May 27-June 2)

- National Senior Health & Fitness Day (30)

- World No Tobacco Day (31)

JUNE

- Fireworks Safety Month (June 1-July 4)

- Cataract Awareness Month

- Home Safety Month

- National Aphasia Awareness Month

- National Congenital Cytomegalovirus Awareness Month

- National Cancer Survivor’s Day (3)

- Men’s Health Week (11-17)

- World Sickle Cell Day (19)

- National HIV Testing Day (27)

JULY

- Fireworks Safety Month (June 1-July 4)

- International Group B Strep Awareness Month

- Juvenile Arthritis Awareness Month

- National Cleft & Craniofacial Awareness & Prevention Month

- UV Safety Month

- World Hepatitis Day (28)

AUGUST

- Children’s Eye Health and Safety Month

- National Immunization Awareness Month

- World Breastfeeding Week (1-7)

SEPTEMBER

- Childhood Cancer Awareness Month

- Fruit and Veggies – More Matters Month

- Leukemia & Lymphoma Awareness Month

- National Atrial Fibrillation Awareness Month

- National Childhood Obesity Awareness Month

- National Cholesterol Education Month

- National Sickle Cell Month

- Newborn Screening Awareness Month

- Ovarian Cancer Awareness Month

- Prostate Cancer Awareness Month

- Whole Grains Month

- Healthy Aging Month

- National Celiac Disease Awareness Day (13)

- National Farm Safety & Health Week (16-22)

- National Rehabilitation Awareness Celebration Week (16-22)

- Get Ready Day (18)

- National School Backpack Awareness Day (19)

- World Alzheimer’s Day (21)

- National Women’s Health & Fitness Day (26)

- RAINN Day (27)

- World Rabies Day (28)

- Family Health & Fitness Day USA (29)

- World Heart Day (29)

OCTOBER

- Eye Injury Prevention Month

- Health Literacy Month

- Home Eye Safety Month

- National Breast Cancer Awareness Month

- National Bullying Prevention Month

- National Down Syndrome Awareness Month

- National Physical Therapy Month

- Stop America’s Violence Everywhere (SAVE) Today

- Sudden Infant Death Syndrome Awareness Month

- Drive Safely Work Week (1-6)

- Child Health Day (1)

- Walk to School Day (3)

- Mental Illness Awareness Week (7)

- Bone and Joint Initiative National Action Week (12-20)

- World Food Day (16)

- International Stuttering Awareness Day (22)

- Red Ribbon Week (23-31)

 

NOVEMBER

- American Diabetes Month

- COPD Awareness Month

- Diabetic Eye Disease Month

- Lung Cancer Awareness Month

- National Alzheimer’s Disease Awareness Month

- National Healthy Skin Month

- National Hospice Palliative Care Month

- National Stomach Cancer Awareness Month

- Drowsy Driving Prevention Week (12-18)

- Great American Smokeout (15)

- National Survivors of Suicide Day (17)

- Gastroesophageal Reflux Disease (GERD) Awareness Week (18-24)

DECEMBER

- Safe Toys and Gifts Month

- World AIDS Day (1)

National Health Observances Calendar Design © 2011 Zywave, Inc. All rights reserved.

Workplace Wellness – December

Wednesday, November 30th, 2011

Workplace Wellness: Reducing Worksite Injuries

-Provided by Benefit Logic-

Workplace injuries are a significant risk for any business, and they can be incredibly costly in medical bills, lost productivity and increased insurance premiums. You likely have safety protocols to help prevent on-the-job accidents, but another type of injury could be just as costly. Work-related musculoskeletal disorders (WMSDs) are not caused by accidents, but rather from job conditions or tasks that lead to or contribute to the condition. This article discusses WMSDs and includes tactics to address and prevent them in your workplace.

What is a WMSD?

A musculoskeletal disorder (MSD) is an injury or disorder of the muscles, nerves, tendons, joints, cartilage or spinal discs. Work-related MSDs are conditions in which the work environment and performance of work contribute significantly to the condition, and/or the condition is made worse or persists longer due to work conditions. Examples of workplace conditions that made lead to WMSDs include routine lifting of heavy objects, daily exposure to whole body vibration, routine overhead work, work with the neck in a chronic flexion position (head bent forward) or performing repetitive forceful tasks.

Examples of MSDs are sprains, tears, back pain, carpal tunnel syndrome, arthritis and hernia. MSDs are associated with high costs to employers such as absenteeism, lost productivity, and increased health care, disability and workers’ compensation costs. In addition, many of these conditions are or can become chronic, further escalating the costs to employers.

Workplace Strategies

There are a variety of strategies employers can implement to reduce WMSDs in their workplace. They may not all make sense for your business, but consider the following ideas to help minimize the impact of WMSDs and prevent them altogether.

  • Examine your workplace and look for ways to modify it to reduce the chance of injury. For instance, you may be able to change the way materials, parts and products are transported, to relieve burden on employees. Also consider altering the layout of workstations to be more ergonomic.
  • Promote healthy lifestyles, including physical activity and weight management. Improving physical health and maintaining a healthy weight can reduce pain for individuals with arthritis and back pain, and can help employees prevent these and other MSDs.
  • Provide training to management and workers regarding risks for workplace injuries, including:        
  • Training for how to reduce/avoid injuries
  • Training to help management and workers recognize potential workplace risks for MSDs and mitigate those risks
  • Raised awareness of WMSDs among employees and management, and education for employees to recognize a potential injury and know when to seek medical evaluation
  • Make administrative changes as they make sense in your workplace to reduce the risk of injuries. These may include reducing shift length, limiting overtime, scheduling more breaks for rest and recovery, rotating workers through jobs that are physically taxing, instituting pre-shift stretching sessions, etc.
  • Develop policies that support a corporate culture of good health, safety and injury management, such as:
    • Required use of personal protective equipment (PPE), plus training on how to properly use
    • Ergonomic workplace initiatives
    • Workplace safety program
    • Disability management policy
    • Return-to-work program
  • Encourage early reporting of WMSDs by employees, and prompt evaluation by health care providers. Many workplaces stress early reporting for injuries, but employees may understand that to mean only sudden injuries, like accidents, slips and falls. Even though WMSDs occur over time, employees should still report them and get evaluated early – employee education can help promote this practice in your workplace.
  • Work with health care providers so they are familiar with jobs and job tasks, to better facilitate injury treatment and return to work.
  • Educate employees on workers’ compensation and disability benefits, including protections and accommodations offered by the Americans with Disabilities Act (ADA).
Source: The Centers for Disease Control and Prevention

This article is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. Design © 2011 Zywave, Inc. All rights reserved.

Live Well, Work Well – November 2011

Wednesday, November 2nd, 2011

Brought to you by: Benefit Logic

DID YOU KNOW?

Improving your physical fitness is one of the best things to do for a sore back. Maintaining a healthy weight, improving flexibility and strengthening back, abdominal and leg muscles can help reduce and prevent back pain. Exercising may be difficult with back pain, so ask your doctor what type of exercises and stretches would be best for you.

The Time is Now: Quit Smoking for Good!

Lung cancer is the leading cause of cancer death in the United States, and represents one in every three cancer deaths, according to the Lung Cancer Alliance. November is Lung Cancer Awareness Month, making it a perfect time to shine a spotlight on the risk factor that causes about 87 percent of lung cancer cases: smoking cigarettes.

After you quit smoking, your body experiences positive changes within hours. Body function improves and health risks continue to decrease for several years. Ten years after quitting, your risk of dying from lung cancer is half that of a current smoker.

If the medical reasons aren’t enough motivation to quit, think of all the money you’ll save. A pack-a-day smoker could save over $200 a month – imagine all the ways you could spend that money.

And don’t forget to consider your loved ones. If you smoke in your home or car, you are endangering your family, friends and pets. Secondhand smoke can cause a variety of health conditions and diseases, and causes thousands of deaths each year in nonsmokers.

Ready to quit? Nov. 17 is the Great American Smokeout, a day when smokers around the country quit smoking together. This year, take the steps you need to stop smoking for good!

Start planning now. Mark the date on your calendar and tell family and friends of your plan to make sure you follow through. Tell your doctor about your plan to quit and consider using a prescription quit aid.

Prepare for the challenges you will face after quitting. You may need to change your routine or activities to avoid situations that worsen your cravings. Make a list of times you may feel tempted to smoke, and come up with coping methods. For instance, you may want to keep gum or healthy snacks handy to occupy your mouth.

For additional advice and support, visit www.cancer.org/Healthy/StayAwayfromTobacco/GuidetoQuittingSmoking/index.

Banish Back Pain

Feeling pain or soreness in your back? These tips can help you reduce your pain and prevent it in the future:

  • When lifting, bend your knees, not your waist.
  • Invest in a good mattress – it can make a world of difference in your pain level and your sleep quality.
  • Sit up straight! Good posture reduces the strain on your back.
  • Strive to reduce your stress level. Stress can increase tension in your body and cause back pain.
  • Always warm up before doing a physical activity.

Eating Out? You Can Still Eat Healthy

Hectic schedules mean that convenience often trumps nutrition when it comes to meals. But if you choose wisely, eating out doesn’t have to bust your diet. Whether you’re grabbing fast food or sitting down at a restaurant, remember these tips:

  • Choose water to drink instead of soda, juice or alcohol.
  • Order your food without dressing or sauces, such as mayo, cheese and sour cream. Or, ask for the dressing on the side and use just a little.
  • Watch out for words like deep-fried, pan-fried, batter-dipped, breaded, creamy, crispy and augratin – these dishes tend to have more calories.
  • Choose leaner meats, such as chicken or turkey instead of beef. Substitute a side salad for fries, or ask for vegetables instead of potatoes. Opt for whole wheat for bread or pasta.
  • Split a dinner portion with someone or ask the server to wrap up half of your meal right away – so you aren’t tempted to consume the giant portion served to you.
  • Don’t add salt – restaurant food tends to already be high in sodium, especially fast food.

Is Your Family Protected?

It’s not pleasant to think about, but if you died unexpectedly, could your family cope financially without your income? Life insurance protects your loved ones in the event of your untimely death, but many people don’t realize its true value. Ask yourself:

  • Are you the primary household income?
  • Do you have a mortgage, college loans or other debt?
  • How would your family support themselves if you died?
  • Could you (or your family) afford tens of thousands of dollars in medical bills and/or funeral costs?
  • Who would have the burden of paying any debt or other financial responsibilities that you leave behind?
  • If you do have a policy, does it pay out enough to cover all of these financial responsibilities for your loved ones?

Whether you are young and single, middle-aged with a family or nearing retirement, having adequate life insurance is vital. Speak with a financial adviser about your needs and coverage options. You may think you can’t afford another monthly premium, but can your family afford it if you don’t?

Vinaigrette Salad Dressing

Salad is a healthy choice, but most dressings are loaded with calories – try this delicious dressing as a light alternative.

1 bulb garlic, separated and peeled

½ cup water

1 tbsp. red wine vinegar

¼ tsp. honey

1 tbsp. virgin olive oil

¼ tsp. black pepper

Place the garlic cloves in a small saucepan and pour water to cover them. Bring water to a boil, then reduce heat and simmer until garlic is tender (about 15 minutes). Reduce the liquid to two tablespoons and increase the heat for three minutes. Pour the contents into a small sieve over a bowl, and with a wooden spoon mash the garlic through the sieve into the bowl. Whisk the vinegar into the garlic mixture; incorporate the oil, honey and pepper. Yields 4 servings at 33 calories per serving.

Source: National Heart, Lung & Blood Institute

This brochure is for informational purposes only and is not intended as medical advice. For further information, please consult a medical professional. © 2011 Zywave, Inc.  All rights reserved.


Benefits Buzz – November 2011

Wednesday, November 2nd, 2011

DID YOU KNOW…

The Department of Health and Human Services (HHS) announced on Oct. 14 that it was suspending implementation of the Community Living Assistance Services and Supports (CLASS) program.

The CLASS program, mandated by health care reform, was intended to be a voluntary, consumer-funded long-term care insurance program.

HHS declared that it had not found a way to make the program work at this time, and there is no indication if HHS will revisit the CLASS program in the future.

Surveys: Health Care Costs Increase at a Declining Rate:

Recent surveys from Mercer, Segal Co. and Aon Hewitt found that health care costs are increasing at a declining rate.

The studies cited various reasons for the decline, including:

  • Consumers are using fewer medical services, as the economy remains tough and employers shift more costs to employees.
  • Employees are using more in-network providers.
  • Wellness and health management programs are reducing doctor visits due to healthier employees.
  • Employers are adopting value-based plan designs that incentivize lower cost, higher quality care.

Though a slower growth rate is welcome news, it is cause for concern if employees are opting not to seek necessary medical care in order to save money. Lower utilization will improve a company’s bottom line right now, but could have devastating effects in the future as those employees have more serious health complications.

Even despite the slowing growth, employers are still feeling the massive burden of health care costs. Unhealthy employees, especially those with chronic conditions, continue to drive costs for employers.

In response, more employers are offering consumer-driven health plans, or raising copays and deductibles. Wellness programs are also popular to help reduce health care costs.

Most importantly, employers must educate employees on the medical and financial importance of seeking appropriate preventive care, properly managing chronic conditions and always receiving the medical care they need.

Time and Tools Key to Enrollment Success:

According to a recent study by employee benefits provider Unum, employees need three weeks to review benefits materials and employers should use at least three communication methods for effective benefits education.

In the study, communication methods favored by employees included printed information, personalized benefits statements and an employer intranet or website. Other popular forms included email, group and one-on-one meetings, and interactive online tools.

Sufficient time to review benefits is vital as well, as employees were more likely to rate their benefits favorably when they also approved of the benefits education.

The study found that effective benefits communication helps employees make informed benefit choices and use their benefits wisely, which can ultimately save money for themselves and the company.

Benefits and HR tips brought to you by the insurance professionals at Benefit Logic
© 2011 Zywave, Inc. All rights reserved

Workplace Wellness

Thursday, October 13th, 2011

Workplace Wellness: Involving Families and Doctors

Although the work environment is a key site for wellness, extending your efforts beyond that setting will increase success and make it easier to maintain a high percentage of healthy, low-risk employees who will add productivity and decrease health care costs. Your program should use several methods to move beyond the workplace. Self-care, family involvement and health care provider involvement have been shown to improve a person’s success in adopting and maintaining good health habits. Anything you can do to encourage employees, their families and their health care providers to be actively involved in their personal health will complement your efforts at the worksite.

 

Self-care:

Self-care or personal interest in one’s health is very important because you want employees to be proactive in their personal health. Examples of self-care include exercise, diet monitoring, seeking more information about health care and following medical instructions to deal with a health condition. Through self-care, employees are empowered to take charge of their own health and to make better decisions, which will make it easier to get them involved in your wellness program activities. To encourage self-care, make sure that you provide good information and resources to employees who are looking for additional resources.

 

Family Involvement:

Family involvement can often make a difference because of the social support and encouragement it provides. Healthy behavior can be influenced and reinforced by family members’ health habits. The healthier all family members are, the more likely your employee will be healthy. Get everyone involved by sponsoring events that include employees’ spouses and dependents, and provide education for living healthy as a family. Allow flexible scheduling for increased family time, especially when an employee or dependent is sick.

 

Health Care Provider Involvement:

Because there are many aspects of wellness that need to be addressed in the health care setting, working closely with health care providers is essential. Encourage participants to establish a solid relationship with their health care providers so that prevention and treatment of health conditions can be coordinated with your program. As a starting point, create a follow-up plan for HRAs and biometric screenings. And having a systematic referral plan for screening results that require medical follow-up is important for addressing high-risk health factors.

Source: Wisconsin Worksite Wellness Resource Kit
©2011 Zywave, Inc. All Rights Reserved.

Fitness First: Exercise and Healthy Eating

Wednesday, September 14th, 2011

Health and wellness tips for your work, home and life-brought to you by the insurance and health care specialists at Benefit Logic.

 

 

Did you know…?

If you burn at least 150 extra calories per day, you significantly reduce your risk of developing heart disease, high blood pressure, diabetes, colon cancer, anxiety, and depression.

**In addition to trimming your waistline, regular exercise and healthy eating will help you feel better, think more clearly and live a longer, healthier life.**

Start Sensibly:

Don’t begin your exercise program too ambitiously. The key to success is to start slowly and increase the difficulty of your workouts as you become more fit. Those who overdo it often experience muscle soreness, become discouraged and quit. Rather than trying to run three miles on your first day, begin by running a mile and increasing your distance as your fitness level improves. Most importantly, remember that feeling dizzy or ill is your body’s way of telling you that you are working too hard. If this happens, take a break or stop your workout for the day.

At What Pace Should I Be Exercising?

Exercise should be fairly comfortable for you. Your pace should be just below the point at which you start to breathe quickly. Exercising at this pace produces two desirable results: it mobilizes fat burning and helps you develop endurance. This means that for maximum fat burning, longer, slower exercise is more beneficial than short, strenuous workouts. If you are reasonably fit and are exercising at the proper pace, you should burn between 400 and 600 calories per hour during any aerobic exercise. This includes riding a stationary bicycle, walking or running on a treadmill or using a stair climber.

Counting Calories Means Trimming the Fat:

The media is full of varying reports on how to lose or maintain weight. It’s no wonder that you may be confused about what foods to eat and what to avoid. Most experts agree that eating a well-balanced diet low in fat is the key to losing weight. Since fat contains more than twice the calories of carbohydrates or protein, high-fat food equates to higher calories. While lowering your fat intake is important, it is also important to monitor your calorie intake. Your ideal caloric intake depends on your age, body size and level of activity. Generally, women ages 23 to 50 need an average of 2,000 calories per day, while men in the same age group require about 2,700 calories per day.

For more information about healthy eating, visit: www.mypyramid.gov.

This brochure is for informational purposes only and is not intended as medical advice. For further information, please consult a medical professional.

Photography © 2000-2004 Getty Images, Inc. All rights reserved. Content © 2008-2011 Zywave, Inc.

Live Well, Work Well – April 2011

Friday, April 1st, 2011

Did You Know?

Each day, approximately 75 people receive organ transplants in the United States, but approximately 20 die each day waiting for transplants

Alcohol Awareness Month

April is Alcohol Awareness Month, and although talking with your kids about the dangers of drugs and alcohol can be very difficult, there are strategies that can help.

Following the five suggestions below can help you develop regular communication with your children, if you haven’t already. Talking with them about their day-to-day lives will make it much easier to bring up the harder topics, such as drugs and alcohol, when the time is right.

  • Listen. Make eye contact with your child, and let them know you’re paying attention. If it’s the end of a long day and you need time to relax, say so. Explain that you need a few minutes to unwind, and then you’ll be ready to give your full attention.
  • Do activities together. Do chores together and talk while you’re working. Or, run to the grocery store together – car rides can be a great time to spark up conversation.
  • Set up regular family meetings. Use this time to let every member of your family discuss what’s on their mind.
  • Role-play with your child and teach them how to say no. Simulate a situation where a friend is pressuring your child into drinking or smoking. Explain how to think through a situation like this and emphasize the potential consequences of their choices.
  • Support your child in everything they do. Regularly encouraging and supporting your child in school, sports and extracurricular activities shows them that you support them should peer pressure come into play.

Find more information and prevention strategies at www.samhsa.gov.

Donate Life

April is National Donate Life Month. With over 110,000 people on the national organ transplant waiting list, there’s no better time to become an organ and tissue donor. One donor can save up to eight lives.

How to become a donor:

  1. Register with your state donor registry at your state’s Department of Transportation website.
  2. Designate that you are an organ donor on your driver’s license. You can do this when you obtain or renew your license.
  3. Download a donor card at organdonor.gov to fill out and carry with you until you can designate your donation decision on your driver’s license or join a donor registry.
  4. Talk to your family about your donation decision. Help them understand your wish to be an organ and tissue donor before a crisis occurs.

Seasonal Allergies

While the winter months typically provide some relief for allergy sufferers, spring is here – and so are the allergies associated with this seasonal change. Mold growth blooms indoors and out with spring rains. As flowers, trees and grasses begin to blossom, allergies will follow. And spring cleaning activities can stir up dust mites, so here are some tips:

  1. Wash your bedding every week in hot water to keep pollen under control.
  2. Shower before going to bed, since pollen and other allergens can accumulate in your hair throughout the day.
  3. Wear a painter’s mask when cleaning or vacuuming to limit dust and chemical inhalation. 
  4. Change air conditioning and heating air filters at least every 3 months.
  5. Limit the number of throw rugs in your home to reduce dust and mold. If you do have throw rugs, consider washing them once a week or vacuuming twice a week.

Give LTC Some TLC

Have you considered long-term care (LTC) insurance? Despite often being overlooked, it is likely that you or someone you love will require long-term care at some time. According to a recent study by Georgetown University, the cost of LTC is expected to triple by 2050. Here are some tips to consider when deciding on a long-term care policy:

  • - The most important factor when considering LTC insurance is to make sure you find a policy that has affordable premiums for you. This may require some shopping around for the best policy that fits your lifestyle.
  • - Even though LTC coverage may seem expensive, the average cost of a private room in a nursing home is $77,380 per year – a daunting price tag without LTC coverage.
  • - The younger you are, the lower your premiums will be for a LTC policy. And getting a policy when you’re young isn’t a bad idea – nearly 40 percent of those who need long-term care are under the age of 65. 

Fish Tacos

  1. 1 tsp. olive oil
  2. 2 cloves garlic, crushed
  3. 1 cup low-sodium chicken broth
  4. ½ tsp. ground cumin
  5. 1 lime
  6. 2 large tomatoes, diced
  7. 1 cup scallions, chopped
  8. ½ cup cilantro, chopped
  9. 1.5 lbs. halibut filets
  10. 12 corn tortillas

Sauté garlic and scallions until browned. Add chicken broth, tomatoes and cumin to the mixture and bring to a boil. Reduce heat to low and add halibut. Cook 15-20 minutes or until the halibut is easily flaked with a fork. Sprinkle with lime juice and garnish with cilantro. Wrap in warmed corn tortillas and serve. Serves 4. 

Online Health Insurance Rate Review Survey

Tuesday, February 22nd, 2011

The Arizona Department of Insurance (ADOI) wants to make health insurance rate information submitted by insurance companies more readily available to consumers, and to help the public better understand our procedures and authority to review health insurance rates.  As part of our consumer outreach efforts, ADOI has created an online survey, designed primarily for those who purchase individual or small group health insurance in Arizona.

This is your opportunity to give us your feedback about health insurance rates in Arizona.  Your responses to our survey questions will better inform us about what health insurance rate information would be meaningful for you. 

This survey should only take about five minutes to complete.  All participants’ responses are anonymous.  The survey may be accessed at this link:

https://www.surveymonkey.com/s/adoi_health_insurance_rate_review

Live Well, Work Well – November 2010

Monday, November 1st, 2010

Pre-Diabetes Precautions

Before developing type 2 diabetes, many suffer from pre-diabetes, a serious medical condition in which blood glucose levels are much higher than normal. But pre-diabetes does not have to lead to type 2 diabetes. This starts with knowing the risk factors and prevention strategies.

Risk factors

  1. If you are overweight and age 45 or older, you should be screened for pre-diabetes during your next routine check-up.
  2. If you are not overweight and age 45 or older, ask your doctor during your next visit if testing is appropriate.
  3. If you are overweight and under age 45, your doctor should recommend testing if you have any other risk factors for diabetes.

Prevention

If you are diagnosed with pre-diabetes, you can still prevent or delay the onset of type 2 diabetes through lifestyle changes, such as:

  1. Moderate weight loss: reduce your total body weight by 5 to 10 percent.
  2. Regular exercise: aim for 30 minutes of exercise a day, five days a week.
  3. Healthy diet: talk to your doctor about a healthy meal plan that is right for you.

‘Tis the Flu Season

Every year, between 5 and 20 percent of the U.S. population gets sick from influenza, around 200,000 people are hospitalized due to its complications and 36,000 die from it, according to the Centers for Disease Control and Prevention (CDC).

To ward off the flu and colds, consider the following prevention tips:

  1. Get the annual flu vaccine. This year’s vaccine protects against multiple strains of influenza, including H1N1, and only requires one shot.
  2. Wash your hands often with antibacterial hand soap.
  3. Clean surfaces that may have been contaminated with a virus, such as doorknobs, computer keyboards, countertops, remote controls and phones.
  4. Cover your mouth when you sneeze or cough.
  5. Try to avoid contact with those who are ill, and avoid touching your eyes, nose and mouth.
  6. Maintain a healthy lifestyle, which will help you to maintain a healthy immune system as well.

If you contract the flu virus, consider these tips to help you toward a speedy recovery:

  1. Stay home from work or school. The CDC recommends staying home for at least 24 hours after your fever breaks. This will help prevent spreading the virus to others and ensure that you get adequate rest.
  2. Get plenty of sleep, and drink adequate fluids to stay hydrated.

Most who contract the flu virus do not need medical care or antiviral drugs, but some are more likely to have complications, such as young children, those 65 and older, those with athsma, diabetes or who are pregnant. Talk to your doctor about whether you need to be examined when you have flu-like symptoms. 

Seek medical attention if you or your child experiences any of these symptoms:

  1. Fast breathing or trouble breathing
  2. Bluish skin color
  3. Pain or pressure in the chest or abdomen
  4. Sudden dizziness or confusion
  5. Severe or persistant vomiting
  6. Flu-like symptoms that improve, but then return with fever and worse cough

Stuffing Safely

Cooking a home-stuffed turkey can be riskier than cooking the stuffing separately. Even if the turkey has reached the minimum internal temperature, the stuffing may not have reached a temperature high enough to destroy foodborne-illness causing bacteria. However, with careful preparation and the use of a meat thermometer, you can safely enjoy this holiday tradition.

Stuff the turkey loosely – only use about ¾ cup of stuffing per pound of turkey. The stuffing should be moist, instead of dry, because heat destroys bacteria more rapidly in a moist environment.

The minimum internal temperature for turkey and stuffing is 165 degrees F, according to the USDA. To determine if your meat and stuffing have both reached the safe minimum temperature, use a meat thermometer. Insert the thermometer in several places, including the innermost part of the thigh and the center of the stuffing. Tip: A pop-up thermometer will be able to tell when the meat is fully cooked, but will not be able to tell the temperature of the stuffing.

Once the meat and stuffing have both reached the safe minimum temperature, remove the turkey from the oven and let it stand for 15-20 minutes before removing the stuffing and carving.

When You Can’t Do a Home Repair…

Do you need to call a repair service for something in your home? House calls can be expensive, but following these tips can help save you time and money:

-Explain exactly what you need when you call the repair service. Address the problem, what is broken and if the item has a history of breaking down or being previously repaired. If the repair company comes prepared, it will save both of you time.

-Buy your own supplies. Many repair places will charge up to 100 percent markup for their own materials, as well as the time spent shopping for your item(s). Ask what supplies will be needed to make the repair, and if you can buy them yourself prior to the repair company coming to your home.

-Many repair services charge a flat fee and then tack on hourly charges. If you have a few other items that you would like looked at in your home, consider having everything looked at while the repair person is there.

Spiced Apple Cider

  1. 2 quarts apple cider
  2. ½ cup orange juice
  3. ¼ cup lemon juice
  4. 2 tablespoons sugar
  5. 2 teaspoons whole cloves
  6. 3 cinnamon sticks
  7. 1 teaspoon nutmeg
  8. 2 oranges, sliced
  9. 2 lemons, sliced

Mix all ingredients and bring to a boil. Reduce heat and let simmer for 10 minutes. Strain and serve. Garnish with an orange slice or cinnamon stick in each mug. 

Wellness Wednesday: Eating Out Can Be Healthy

Wednesday, September 22nd, 2010

Though it may seem like an impossible feat, you can still maintain your diet while enjoying a meal out with friends and family.

 Furthermore, it can still be an enjoyable – and more importantly, tasty – experience.Since restaurants (especially fast food chains) tend to serve meals with more fat, salt and sugar than a meal prepared at home, it is important to understand what foods to avoid and which ones to select from the menu.

Foods to Avoid

There are many foods full of excess fat and calories that can destroy your healthy diet. Steer clear of these foods while dining out:

  1. Condiments such as salad dressings, cheese sauces, tartar sauce, gravy and guacamole
  2. Butter and cheese
  3. Fried foods such as chicken or French fries
  4. Beverages such as regular soda, whole milk and various alcoholic drinks

Foods to Try

To make healthier decisions while out enjoying a meal, try some of these foods to keep your diet on track and your waistline thin:

  1. Soups made with juices and broth versus cream
  2. Raw vegetables without a marinade
  3. Fresh fruit
  4. Steamed seafood
  5. Poached or boiled eggs
  6. Salads with low-calorie  or fat-free dressing on the side
  7. Whole-grain breads and crackers
  8. Baked, boiled and steamed potatoes without sour cream, butter or cheese on top
  9. Roasted, baked, broiled and grilled meats and poultry
  10. Diet soda, low-fat or non-fat milk, or water
  11. Yogurt
  12. Whole wheat tortillas

General Suggestions

In addition to opting for healthier foods, there are many easy things you can do as a restaurant patron to make your dining experience a less fattening one. First, order your food to go. Research suggests that Americans eat less at home on their own plates than they do in a restaurant. Plus, you can prepare a healthy side dish to accompany the meal you purchased from the restaurant.Also, avoid buffets whenever possible. They promote over-eating with so many choices and the option to return for seconds and thirds. 

In addition, remember that you have the option to special order your meal. Ask the wait staff if the chef can prepare your vegetables with olive oil as opposed to butter, or bake your chicken breast instead of frying it.

Finally, one of the most important proactive approaches to healthy eating you can do is to watch your portion sizes. Either request a smaller portion of the desired meal or leave at least one-third to one-half of the meal on the plate. Since restaurant portions are typically double what you would normally eat at home, avoid overeating by simply asking the wait staff to wrap up half the meal right away and take it home to eat the next day .